This is part 4 in a 5 part series on how to determine what you disc back injury car accident is worth for insurance settlement
4. Different Injuries the range of settlement and use of Calculator formula
Many people ask is there a settlement calculator used. Some insurance companies do use computer programs. But these are not necessarily accurate . In fact the insurance company may even try to give you an offer less that what their own computer says. But computers can not really predict with any certainty what a case is worth. This is an art rather than a science.
The adage you add up your medical bills and multiply by 3 and then add lost wages does not hold true. The range of settlement comes down to the nature and extent of your injury . In Cincinnati , Ohio my experience is that a back disc injury that cause $20,000 in medical bills and $10,000 in lost wages , a diskectomy and the ability to still work at your former job but with some back pain that is permanent should start at $100,000. In other jurisdictions this may be a $300,000.00 case.
You still have to go back to all the factors I listed and the case could range from $50,00 to $150,00. depending on the positive and negative factors. Attorney John Hochenfelder does an exceptional job documenting New York back injury cases. These cases are well above what can be expected in Cincinnati.
However don't let the insurance company tell you that your case is worth little in Cincinnati. I have seen offers as low as $15,000 and the verdict ended up on the order of $80,000. Here is the video on the exact case I tried on a spine injury jury verdict in Cincinnati , Hamilton County Ohio.
You must objectively evaluate the case and decide the range of value and then strive to get at least the mid-range for settlement. If the insurance company low balls you trust your experienced personal injury trial attorney to guide you.
For a no obligation Free case audit of your disc back injury I welcome your call at 1-800-447-6549. Please do not delay or make critical mistakes that can forever lessen the fair value of the justice you deserve.