So you have been injured in a car accident. What should you do. The lawyers are telling you to hire them. The insurance company is telling you not to hire a lawyer it's not necessary. Who do you believe? For the fourth quarter 2009 Allstate made $518,000,000.00. I don't think they are hurting. You can also go to their site www.allstate.com and dig out documents that reveal they had a consistent plan to keep car accident injury claimants from attorneys.
Car accident settlement
Attorney Serving Cincinnati, Mason, Hamilton & Nearby Areas in Ohio
In all cases you may not need a lawyer. But if you are seriously insured here are 5 top reasons to hire a car accident personal injury lawyer. If you look hard enough you can find these reasons in insurance company manuals that teach adjustors to keep injury victims away from attorneys.
1. A personal injury lawyer should have a lot of knowledge of what similar cases have settled for and can provide usable statistics to the client to help determine a fair settlement range.
There are some web sites that tout books variously titled How To Settle Your Own Personal Injury Claim Yourself. You can pay up to $100 dollars for some of these books. I wanted to see if they were selling snake oil to the consuming public. Yes and No is the answer. The book I reviewed is by an lawyer. It does give some educational material about the claims process. So its not ALL snake oil. But their guarantee says it all. (Snake Oil) The say you will save as much or more as the price you pay for the book.
Many people do not realize how important car accident insurance is. Especially underinsured motorist coverage. Underinsured car accident coverage protects you if you are seriously inured by someone who has very little insurance or no insurance at all. Many people are driving with the minimum limits of liability coverage for Ohio. This is only $12,500 per person. This means that it is likely that if they hurt you you can only recover $12500 unless you have your own underinsured motorist coverage. You should purchase at least $250,000 of this coverage.
Your may me interested in the latest Cincinnati Injury Times newletter available to my clients as well as friends here or on facebook or twitter. In fact it does not deal directly with personal injury law. But on occasion there may be an article related to it.
This first edition includes information on:
How to help your credit score.
What is going on with twitter and jurors.
A Indian prayer from a friend's memorial.
My favorite internet finds.
If you have been hurt on the job by a third party you may be able to bring claims for workers compensation and a claim against the person that hurt you . If you are so ill or injured that you can not work for one year you may have a social security claim. Here are 5 good reasons to find one lawyer that can handle all three claims.
Personal injury victims do not give big insurance all of your medical records. When you bring a claim for bodily injury the insurance company will want you to sign a release to get your medical records. All of your medical records whether related to your claim or not. They are fishing for evidence against you and will not stop at records they are allowed to get. Your medical records are privileged and are protected by statute in Ohio. The only records the insurance company are entitled to are those related historically or causally to the instant injuries.
Cincinnati Car Accident Attorney tells How He Determines what your injury case is worth If you have suffered a personal injury the whole goal of a car accident attorney is to get you money compensation to make up for the harm caused by your injury. Many cases are settled out of Court. Some cases get filed into Court and get settled and some cases actually go to a jury trial.
Many seeking injury compensation whether it be for a car accident, truck accident, motorcycle accident virtually any type of injury claim want to know if the hire an accident lawyer will they have to go to trial.
Injury attorneys will tell you that most car accident claims result is a car accident settlement without going to trial. In fact the majority of auto accident claims are settled without the necessity of a lawsuit.