Once upon a time AllState insurance company hired a consultant, the McKenzie company, to help them save money on accident and injury claims. One of the biggest things they came up with was to keep the claimant, the injured person, away from a personal injury lawyer. Why. Because they estimated they would pay as much as much as two to three times more money when the claimant had an attorney vs when they did not. (Not always true but here's the document.
Allstate Document Revealing Case Value of Attorney Representation
Click on the above document to make it larger and readable, or click on the link just below. /sites/www.castellilaw.com/files/2012/06/allstate_Page_011.jpg OR JUST READ THE COPY OF DOCUMENT C000011364 Exhibit Discussions Guide (con) Exhibit 4; BI Soft Tissue Cases $1500-$15,000
Here is a quotefrom the Allstate document: "Stress the importance of the unrepresented segment We end up paying claimants up to three times as much as unrepresented claimants with similar imjuries. Point out the tremendous opportunity associated with reducing the need for attorney involvement"
So Allstate came up with a scheme/program to teach adjustors how to keep claimants away from attorneys. I call it the love affair. I wrote about it in the best selling book Wolf in Sheep's Clothing What Your insurance company doesn't want you to know and won't tell you before it's to late. See Chapter 13 WHEN YOUR FRIEND BECOMES YOUR ENEMY By Anthony D. Castelli, Esq - 159
So when you go to think about settling your own claim without a lawyer think about this saying , "Don't cut off your nose to spite your face." Please think very very seriously about handling your own case. What is the chance you will ruin your opportunity to be made financially whole for the injuries and losses you suffered if you try to settle your case alone. It appears Allstate is counting on you to try to go it alone. And don't think Allstate is the only insurance company that is like this. Every insurance companys' goal is to take in premiums and pay out as little as possible Call Anthony Castelli today for a free consultation.
Get my 30 years of experience resolving injury claims today. 513-621-2345